Retirement on Your Own Terms
Castle Wealth Strategies can empower you to “Live the Life You Desire" during retirement. Our clients are retirement minded and financially savvy individuals, business owners and couples who are prepared to explore financial options and make sound, impactful decisions. Our enlightening discovery approach can guide you towards your unique vision of retirement. Castle Wealth Strategies can help you discover, implement and monitor sound retirement strategies that are matched to your personal objectives.
Castle Wealth Strategies can help you “Live the Life You Desire” in retirement by helping you identify and implement one or more COORDINATED RETIREMENT STRATEGIES (CRS). The first and most fundamental CRS is the PERMISSION CAPITAL RESERVE (PCR), and this simple, common-sense strategy (Emergency Fund) that can benefit the entire retirement community. The PCR can comprise of checking & savings account, certificates of deposit, money markets or other liquid accounts.
PERMISSION CAPITAL RESERVE (PCR)
“Live the Life You Desire" during retirement because…
- The PCR gives you a liquid "Stable" reserve for current cash needs, income distributions, planned capital expenditures and unforeseen circumstances.
- The PCR gives you the “Confidence” knowing that your next 2 to 3 years of income is already in reserve at your bank or in other liquid accounts.
- The PCR gives you the “Permission” to position your other capital assets in a way to pursue your goals in light of future, unpredictable, market conditions.
Castle Wealth Strategies offers several Coordinated Retirement Strategies with specific, powerful objectives in mind. Here is a partial list…
COORDINATED RETIREMENT STRATEGIES (CRS)
“Implement COORDINATED RETIREMENT STRATEGIES with your personal retirement goals in mind…”
- Permission Capital Reserve
- Tax Advantaged (or Tax-Free) Income
- Income for Life*
- Principle Growth*
- Investing with Purpose using Professional Asset Management
- Aging with Dignity (Planning for Long Term Care)
- Leaving a Legacy
* Guarantees are based upon the claims paying ability of the issuing insurance company.
Castle Wealth Strategies can also help you understand how you investment capital is expected to perform and provide for your security in retirement, current income and growth for the future. The performance qualities of your capital assets may fulfill one or more of the specific RETIREMENT INCOME OBJECTIVES (RIO)…
RETIREMENT INCOME OBJECTIVE (RIO)
“Understand how your capital assets are expected to perform within your Retirement Economy and work to attain the following investment objectives…”
- Short Term – Stable Capital Reserve with very low volatility.
- Capital Preservation – Preserve capital over a market cycle with some current income.
- Income – Preserve capital over a market cycle with steady, predictable income.
- Income with Growth – Current Income with some capital appreciation over a market cycle.
- Growth with Income – Capital appreciation over a market cycle with some current income.
- Growth – Capital appreciation over a market cycle without regard for current income.
RETIREMENT ASSET PROGRAMS (RAP) are Investment and Insurance programs that serve as tools to fulfill one or more of your specific “RETIREMENT INVESTMENT OBJECTIVES (RIO)”…
RETIREMENT ASSET PROGRAM (RAP)
“Our Independence lets you choose from suitable Financial Instruments available to implement your CRS and pursue your RIO…”
- Mutual Funds
- Investment Advisory Programs
- Real Estate Investment Trusts
- Tax Deferred & Immediate Annuities
- Variable Annuities (with our without Guaranteed Income Riders*)
- High Cash Value Life Insurance
- Long Term Care Insurance
Castle Wealth Strategies helps you identify and select the appropriate “CRS” that fulfills your “RIO” to properly select the best “RAP” to help you work towards a confident retirement.
And what’s best is that Castle Wealth Strategies is independent and is not owned or controlled by a large, impersonal financial institution. Our professionals are here to meet with you in person as often as you would like.
Live the Life You Desire, Call Castle Wealth Strategies to Retire!
* Riders are additional quarantee options that are available to an annuity or life insurance contract holder. While some riders are included as part of the contract, many others carry additional fees, charges and restrictions. The policy holder should review their contract carefully prior to purchase. Guarantees are based on the claims paying ability of the issuing insurance company.